Unchanged: no personal investment choices

You cannot make personal investment choices. However, you can periodically indicate your risk preference in a survey.

In the solidarity-based contribution scheme chosen by Unilever and the trade unions, it is not possible to make individual investment choices. As a pension fund, we make these decisions on your behalf. Our investment strategy is based on various types of information, including participant characteristics and academic research. We also conduct a survey at least once every five years to assess the level of investment risk our participants consider acceptable. The most recent survey was conducted in 2025.

Good to know – 1:
All contributions are pooled in one large investment portfolio. The returns achieved are distributed across age categories. This is done on the basis of predefined rules that take into account the risk appetite for each age category.
We will be able to tell you more about this in the course of 2026. Join us in one of our webinars!

Good to know – 2:
All our investments take sustainability into account. More about this.