Asset mix and investment return

We distributie our total assets into two asset classes. The growth portfolio is designed to achieve additional return, with slightly more risk. With the stable return portfolio we take a lot less risk. The purpose of this combination is to make the chance of indexation as large as possible. And to minimize the risk of non-indexation or even reduction of your pension.

Below you find the composition of our asset mix at the end of 2020. In addition, you can also see what investment returns we achieved by category and what it adds up to in that year*.

The net return is listed below as well. This is the return including the result of hedging interest rate, inflation and currency risks.

Asset mix and investment return

	Distribution end 2020	Return on investment 2020*				Return on investment quarterly
				Q1 2021	Q4 2020	Q3 2020	Q2 2020
Diversified growth shares, high yield bonds, listed real estate	62.0%	0.9%		5.4%	7.7%	2.0%	10.6%
Stable return government and corporate bonds, Dutch mortgages	38%	3.3%		-1.5%	1.1%	1.2%	1.9%
Total, derivatives excluded	100%	2.0%		2.8%	5.0%	1.6%	6.9%
Net return on investment, derivatives included	100%	9.5%		-2.5%	4.9%	1.9%	8.8%

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

* This concerns provisional year-end figures.The finale figures, which are expected to deviate slightly, will be published in the annual report before the summer.