Asset mix and investment return

We distributie our total assets into two asset classes. The growth portfolio is designed to achieve additional return, with slightly more risk. With the stable return portfolio we take a lot less risk. The purpose of this combination is to make the chance of indexation as large as possible. And to minimize the risk of non-indexation or even reduction of your pension.

Below you find the composition of our asset mix at the end of 2020. In addition, you can also see what investment returns we achieved by category and what it adds up to in that year*.

The net return is listed below as well. This is the return including the result of hedging interest rate, inflation and currency risks.

Asset mix and investment return

  Distribution end 2020 Return on investment 2020*   Q2 2021 Q1 2021 Q4
2020
Q3 2020
Diversified growth
shares, high yield bonds, listed real estate 
62.0% 0.9%   4,5% 5.4% 7.7% 2.0%
Stable return
government and corporate bonds, Dutch mortgages
38% 3.3%   0,5% -1.5% 1.1% 1.2%
Total, derivatives excluded 100% 2.0%   3,0% 2.8% 5.0% 1.6%
Net return on investment, derivatives included 100% 9.5%   3,2% -2.5% 4.9% 1.9%