Asset mix and investment return

We distributie our total assets into two asset classes. The growth portfolio is designed to achieve additional return, with slightly more risk. With the stable return portfolio we take a lot less risk. The purpose of this combination is to make the chance of indexation as large as possible. And to minimize the risk of non-indexation or even reduction of your pension.

Below you find the composition of our asset mix at the end of 2021. In addition, you can also see what investment returns we achieved by category and what it adds up to in that year*.

The net return is listed below as well. This is the return including the result of hedging interest rate, inflation and currency risks.

Asset mix and investment return

  Distribution end 2021 Return on investment 2021*   Q1 2022 Q4 2021 Q3 2021 Q2 2021
Diversified growth
shares, high yield bonds, listed real estate 
61.0% 16.2%   -3,8% 5.0% 0,5% 4,5%
Stable return
government and corporate bonds, Dutch mortgages
39% -0.8%   -5,4% -0.1% 0,3% 0,5%
Total, derivatives excluded 100% 9.5%   -4,5% 3.0% 0,4% 3,0%
Net return on investment, derivatives included 100% 4.5%   -7,4% 3.3% 0,5% 3,2%

*This concerns provisional year-end figures. The final figures, which are expected to differ minimally, will be published in the annual report before the summer.