Asset mix and investment return

Our total assets of approximately € 192 million (end of 2017) we distribute into two asset classes. The growth portfolio is designed to achieve additional return, with slightly more risk. With the stable return portfolio we take a lot less risk. The purpose of this combination is to make the chance of indexation as large as possible. And that the risk of non-indexation or even reduction of your pension is minimized.

Below you find the composition of our asset mix at the end of 2017. In addition, you can also see what investment returns we achieved by category and what it adds up to in 2017.

The net return is listed below as well. This is the return including the result of hedging interest rate, inflation and currency risks.

Asset mix and investment return

  Distribution end 2017 Return on investment 2017   Return on investment quaterly
  Q2 2018 Q1 2018 Q4 2017 Q3 2017
Diversified growth
shares, high yield bonds, listed estate 
59.0% 7.5%   1.7% -2.0% 2.3% 1.4%
Stable return
government and corporate bonds, Dutch mortgages
34% 1.7%   0.2% -0.6% 0.7% 0.2%
Cash 7.0% -0.7%          
Total, derivatives excluded 100% 5.1%   1.1% -1.4% 1.6% 0.9%
Net return on investment, derivatives included   2.3%   1.4% -1.0% 2.7% 0.4%