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Organisation
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Forward : Your Unilever Pension Scheme!
Key figures
Dutch pension system
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First pillar, Second pillar and Third pillar
Pension scheme
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Pensioen 1-2-3
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What are you entitled to?
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Old age pension
Partner pension and orphan pension
Disability pension
Pension Rules
What are you not entitled to?
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No pension accrual above a certain salary
Not always a supplement to WIA-benefit
How do you accrue pension?
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3 pilars
CDC-scheme
Accrual percentage
Contribution division between employer and employee
What choices do you have?
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Value transfer
Supplementary Anw-insurance
Early retirement
Varying pension amounts
Changing pension ratio
How certain is your pension?
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What uncertainties are there?
To what extent does your pension keep its value?
What if there is a shortfall?
What costs do we incur?
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Administration and asset management costs
When do you need to take action?
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When you change jobs
When you become disabled
When you are getting married or going to cohabit
When you are getting a divorce
If you would like insight into your total pension
When you move abroad
If you want to make use of a choice
If you have questions
Important documents
CDC: explanation and risks
Indexation: increase in accrued pension
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Indexation employees
Indexation former employees and pensioners
Indexation depends on policy coverage ratio
New pension scheme Forward as of 1 January 2027
Investing
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Asset mix and investment return
Investment policy
News and other documents
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Brochures
News (eService)
Short annual reports
Contact
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Contact us
Terms
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Terms
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What is arranged for your pension?