Personal Pension Capital

You will have a personal pension capital. You will see exactly what the investment returns on your capital are.

On 1 January 2027, the pension you previously accrued through Unilever with Forward will be converted into a personal pension capital.

You are no longer employed by Unilever, so your pension will not grow through new contributions. However, the capital will continue to be invested, which means it can still grow or shrink over time.

You will be able to track the development of your pension capital at any time via Mijn Pensioen (your personal digital environment). This includes both positive and negative investment returns.

You will also continue to have insight into the amount of annual pension you can expect in the future, but this will now be based on your personal pension capital. This expected pension amount is not fixed and will fluctuate—just like the capital—based on factors such as investment performance.