Pension capital

Your pension capital will fluctuate more with the economy and investment results. As a result, your pension capital may increase earlier, but it can also decrease earlier.

The current method of increasing pensions annually (or decreasing, if necessary) based on price development will be discontinued.

Annual adjustment after 1 January 2027

Are you not yet retired?
Your individual pension capital will be increased or decreased based on investment returns.

Are you already retired?
Your pension will be adjusted annually based on investment returns. However, the return from a given year will be distributed over a three-year period to help mitigate large fluctuations.