Pension capital

Your pension capital will fluctuate more and earlier with the economy and investment results. As a result, your pension capital may increase earlier, but it can also decrease earlier.

The current method of increasing pensions annually (or decreasing, if necessary) based on CLA wage increases will be discontinued.

Annual adjustment after 1 January 2027

Are you not yet retired?
Your individual pension capital will continue to grow monthly through new contributions, as long as you are employed by Unilever. In addition, it will be adjusted—upward or downward—based on investment returns. (This adjustment applies regardless of whether you are still employed by Unilever or have left the company.)

Are you already retired?
Your pension will be adjusted annually based on investment returns. However, the return from a given year will be distributed over a three-year period to help mitigate large fluctuations.

If a reduction in pension is expected in a given year, a special buffer—the solidarity reserve—will be used first. This reserve is maintained to minimise the likelihood of reductions for retirees.