Maximum premium

The maximum premium you can deposit depends on your age and salary. You choose whether to participate for 100%, 75% or 50% of the maximum amount.

Every five years - when you turn 40, 45, 50, etc - your contribution to the UPP increases. If you make the maximum possible contributions to the plan, the percentages in the table below apply. You can also choose to participate at 75% or 50% of the maximum.

Table of contributions:

From age

Percentage of Salary over threshold for maximum contribution

30

35

40

45

50

55

60

65

5.0%

5.8%

6.7%

7.8%

9.1%

10.7%

12.7%

14.7%

Do you contribute at 50%? Then the percentage from age 30 is 2.5%, from age 35 2.9%, etc.

Worked example – age 40:
Salary                            € 140,000
Salary limit                    €  105,075

Salary over threshold    €   34,925

Percentage at age 40: 6.7%

Contribution/money put in for one year:
6.7% x €34,925 =    € 2,340

Per month this is:    €    195

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