What options do you have with the UPP?

Choices for now

ouderdomspensioen_67

The maximum premium you can deposit depends on your age and salary. You choose whether to participate for 100%, 75% or 50% of the maximum amount.

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We invest your premium in a standard mix of investment funds. Do you want to deviate from this? At the UPP it is also possible to compose your investment mix yourself. 

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Have you previously accrued net pension at a different employer? You can transfer this to us.

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Choices for later

Ten years before your retirement age you must make a choice: until you retire you can phase out the investment risk either partially or completely. The partial phasing out of risk is suitable for a so-called variable pension. A complete phasing out of risk is suitable for a fixed pension.

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deeltijd 67

You can choose to have a retirement age between 55 years and the regulatory retirement age of 68 years or your earlier AOW-age. 

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On your chosen retirement age you will buy a monthly pension benefit with your pension capital. You will choose which insurance company you will buy this benefit from, decide whether you also want a partner pension and whether you want a fixed or variable pension. 

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