What options do you have with the UPP?
| Choices for now | |
| 
 | The maximum premium you can deposit depends on your age and salary. You choose whether to participate for 100%, 75% or 50% of the maximum amount. | 
| 
 | We invest your premium in a standard mix of investment funds. Do you want to deviate from this? At the UPP it is also possible to compose your investment mix yourself. | 
|  | Have you previously accrued net pension at a different employer? You can transfer this to us. | 
| Choices for later | |
|  | Ten years before your retirement age you must make a choice: until you retire you can phase out the investment risk either partially or completely. The partial phasing out of risk is suitable for a so-called variable pension. A complete phasing out of risk is suitable for a fixed pension. | 
| 
 | You can choose to have a retirement age between 55 years and the regulatory retirement age of 67 years and 3 months or your earlier AOW-age. | 
| 
 | On your chosen retirement age you will buy a monthly pension benefit with your pension capital. You will choose which insurance company you will buy this benefit from, decide whether you also want a partner pension and whether you want a fixed or variable pension. | 
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